Apply without bothering for credit scores

24 October 2011

Earlier, getting loan approval with bad credit record was quite difficult! But, now-a-days, there are several loan categories available for people with poor credit ratings! One such category is loans for bad credit. Without bothering for credit issues, you can apply for these loans, and get ample amount to satisfy your needs.

Loans for bad credit are available in secured as well as unsecured forms. For secured loans, you will have to pledge some collateral with the lenders. Collateral can be anything like your home, car, investment holdings, etc. One of the most attractive features of this form is that interest rates are comparatively lower! In contrast, for obtaining unsecured loans, you do not need to put any security against the borrowed amount. But, you will have to pay slightly higher interest rates.

Amount that you can apply for may vary based on several factors, including, loan category selected by you, your requirements, and ability to repay. Generally, in loans for bad credit, you can obtain amount in the range of AUD 1000 to AUD 25000. Based on the amount borrowed, your repayment term may vary approximately from 1 to 10 years. You can utilize amount for home renovation, doing wedding arrangements, paying pending bills, debt consolidation, and so on.

You can apply for loans for bad credit in spite of poor credit records like bankruptcy, arrears, CCJs, late payments, missed payments, etc. These loans are open for all the borrowers! By making repayment within the specified duration, bad creditors can repair their credit as well!

One of the most suitable means of making application for bad credit unsecured loans is the online procedure. By applying online, you can save lot of your time. You do not need to personally visit any lending company. Simply, from your home or office, you can fill and submit the simple application form! Online mode also results in faster processing of your application. However, in order to select the best deal, you should do some research. You can also apply for free online loan quotes, and compare them, to receive amount at reasonable rates!


Loans for bad credit are basically designed for borrowers with poor credit, or below average credit. By applying for these loans, they can get sufficient cash, to fulfill their needs.

The operator of this website is not a lender and does not make credit decisions. The information you provide will be used in securing you a payday loan with one of our carefully selected panel of leading Payday Loan Lenders in Australia. The personal, financial and employment information that we collect is stored electronically during the duration of the application and is removed from our system upon acceptance from the lender.

Please note that payday loans are meant to be used for short term financial emergencies and are not designed to provide long term solutions

We expect you to repay your loan on the date agreed, so if you do not think you are in a position to make your repayment, please do not apply with us in the first place. It is not worth risking your credit rating for such a small amount.