Fulfilling the requirements to apply at Loans Bad Credit is very easy. All our unmatched loan services are meant for the Australian citizens who do not have a favourable credit rating. Whether you are suffering from bad credit record such as default, arrear, late payment or bankruptcy, approval with us is guaranteed.

You must be above 18 years of age to apply for our loan services at Loans Bad Credit. Plus, you must have a bank account at least 6 months old. Right after the approval of our loan services, the borrowed money will get deposited directly into your checking account.

Lastly you must be currently employed earning at least AU$1,000 every month. This will help to determine your repayment ability. At Loans Bad Credit you will just need to meet these simple requirements to apply with us. So, if you are able to meet them, fill in our online application to apply without a second thought.

The operator of this website is not a lender and does not make credit decisions. The information you provide will be used in securing you a payday loan with one of our carefully selected panel of leading Payday Loan Lenders in Australia. The personal, financial and employment information that we collect is stored electronically during the duration of the application and is removed from our system upon acceptance from the lender.

Please note that payday loans are meant to be used for short term financial emergencies and are not designed to provide long term solutions

We expect you to repay your loan on the date agreed, so if you do not think you are in a position to make your repayment, please do not apply with us in the first place. It is not worth risking your credit rating for such a small amount.